Buy from any online store, not a short partner list

A typical BNPL service only works at the checkout of stores that have signed an integration deal. That usually means a curated list of a few dozen brands, and if the item you want is sold somewhere else, you are out of luck.

That model exists for a practical reason: the BNPL provider needs a technical integration with each store's checkout to collect payment there. Building and maintaining dozens or hundreds of those integrations is slow and expensive, which is exactly why the list of supported stores stays short no matter how big the BNPL company gets.

SahulatKar removes that limit by not needing a checkout integration at all. Instead of waiting for stores to join us, we go to the store you have already chosen and complete the purchase the same way you would yourself, just on your behalf and under a financing contract.

Copy the product page from wherever you found it and paste it into SahulatKar. Our system reads the page, confirms the current price and whether the item is in stock, and returns an interest free financing offer for that exact product.

• Product title, price, and any active discount, read directly from the live page
• Stock availability at the moment you request the offer
• Seller information, where the store's own page discloses it
• Shipping estimate, where the store provides one

The store does not need to know SahulatKar exists. No merchant relationship is required on their end, and nothing about the store's own checkout process needs to change for this to work.

Reading a product page is only half the work. Before an offer is generated, the system also runs a set of basic checks meant to protect you from financing a purchase that was never going to go smoothly in the first place:

• Whether the domain is a real, operating storefront rather than a suspicious or newly created site
• Whether the specific listing appears to be active and genuinely in stock
• Whether the item category is one SahulatKar is able to finance, per the Shariah screening described on our financing model page
• Whether the price on the page is internally consistent, to catch obvious listing errors before they turn into a financing offer

None of this replaces your own judgment as a shopper. It is a baseline safety check on our side, not a guarantee about the store's service quality, delivery speed, or product condition, all of which remain the store's responsibility exactly as they would be for any purchase you made directly.

SahulatKar is built to work broadly, but a product this early is honest about its current edges rather than implying it can do everything from day one.

• Best supported today: established online marketplaces and storefronts with a standard product page and checkout, such as Daraz, Telemart, PriceOye, and iShopping.
• Working, with more testing over time: smaller independent online stores with their own checkout systems.
• Not yet supported: purely peer to peer listings with no formal checkout, digital only goods such as subscriptions or gift cards, and services rather than physical products.

If you paste a link that falls outside what we currently support, you will see a clear message explaining why, rather than a silent failure. As coverage expands, this page will be updated to reflect it.

Online prices can move a little between the moment you receive your offer and the moment your item is purchased. A small price tolerance is shown to you before you sign. If the price moves beyond it, or the item sells out, we stop and ask for your approval before going any further. You are never charged an increase you did not agree to.

If you decline the revised price, the purchase is cancelled and any down payment you had already made is refunded in full, not held as credit toward a future order you did not ask for.